Losing 80% of customers who prefer paying via GPay/PhonePe.
Indian cards often decline on international gateways (3D Secure).
Waiting 7-14 days for money to hit your bank account.
Exchange rates and hidden fees eat into your profits.
Gumroad pioneered the digital product economy, but it wasn't built for Indians. If you're selling to an Indian audience, using Gumroad is like opening a shop that doesn't accept cash—you're turning away customers at the door.
We analyzed the market to find platforms that actually work in India. Here is the breakdown:
| Feature | Sellary Made for Indian creators | Gumroad International giant | Instamojo Legacy Indian platform | Topmate For 1:1 sessions |
|---|---|---|---|---|
| UPI Payments | ||||
| Commission | 10% Flat | 10% + $0.30 | 5% + 2% | 10% |
| Instant Payouts | ||||
| Free Setup | ||||
| Custom Store |
Best Overall for Indian Creators
Sellary is the "Shopify for Digital Products" in India. It solves every pain point listed above—native UPI support, instant settlements, and zero fixed fees.
Best for: Sellers who also ship physical goods (t-shirts, books).
Instamojo is a veteran in the Indian payment space. It's solid but feels dated compared to modern tools. The fees are complicated (platform fee + payment gateway fee + GST on fees), but it's reliable.
Best for: Coaches selling 1:1 time (consultations).
If you sell time rather than files, Topmate is excellent. It focuses on calendar bookings and priority DMs. It's less suited for selling eBooks or templates at scale as it lacks a proper cart/storefront experience for files.
If you are an Indian creator selling PDF guides, templates, or courses to an Indian audience, the choice is clear.
Gumroad lacks critical Indian payment options like UPI. Indian debit/credit cards frequent fail on international gateways due to 3D Secure issues. Plus, receiving payouts via PayPal/Stripe incurs high conversion fees.
Gumroad charges 10% + $0.30 per transaction. Sellary charges a flat 10% with zero hidden fees. Instamojo has a complex tiered structure (5% + 2-3% payment gateway fees).
For downloadable courses, Sellary is ideal due to high file limits and secure links. For live cohort-based courses, you might need a dedicated LMS platform.
Yes! Sellary is unique in offering T+1 or instant settlements directly to your Indian bank account via Razorpay integration, unlike the 7-14 day wait with international platforms.
Switch to Sellary today. Get a store that accepts UPI and settles money instantly to your bank account.
